Another year, another set of goals. Don’t you agree? And one of the top goals being set this time around is about finances. Last year, I posted about money saving challenges or ipon challenges. You can read all about it here. As I mentioned in my post last year, I decided to do the invisible 50 and 200 for 2018. And now that the year has ended, what’s my ipon challenge results?
Okay, let me put a disclaimer here first and foremost. I am not a Financial Adviser, not even close. I would even say that I would be the last person you would talk to if you need advise on how to budget and save. As what my Mom calls me, I am an impulsive spender. My youngest brother calls me his “big spender sister”. (#truestory) But over the years, I have picked up budgeting tips from my Mom, my siblings, my friends, online articles and what-nots. Before I became a Mom, I always had a loose budget plan that could […]
Managing finances and budgeting my income has always been a struggle for me. I am an impulsive buyer when the mood strikes, especially when I think I have the funds for it. Most of the time, I end up spending way more that the allotted amount. I have always shrugged it off though, thinking that I could make up for it on the next pay day. However, when I had my son, I realized that I have not really prepared for him financially. I was having the same line of thought – that I can always make up for it […]