The end goal in doing these money challenges is forming the habit of saving money. These are a few of the baby steps that we can take towards achieving financial freedom.

These challenges are short term as well and one thing that will make one stick to these challenges is setting goals. Apart from forming a habit, what are you saving up for? Z and I have big goals this year. And I do hope that we can tick a few off the list by the end of 2018. Looking forward to the challenge.